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Shop Pay Installments 

Buy now, pay later with Shop Pay

When you choose Shop Pay at checkout, you can split your purchase into 4 equal, 0% interest installment payments - with no additional, hidden, or late fees.*

 

How it works
  1. Add items to your cart (or shopping bag).
  2. Check out with Shop Pay.
  3. Choose to pay in 4 installments.

Your first payment is either due at checkout or 2 weeks after your purchase. The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get an email reminder before each payment to remind you.

 

FAQs 

Are there late fees?

No, there are no late fees if you miss a scheduled payment.

 

What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

 

What if I make a return on a purchase made through Installments with Shop Pay?

If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:

  • A smaller payment balance on the final payment
  • Less future payments on the remaining loan balance

If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original debit card or credit card payment method within 3 to 10 business days.

 

Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

The installments option on Shop Pay is available on debit and credit cards.

 

Have more questions?
  • For questions about installment payments on Shop Pay, visit shop.affirm.com/help.
  • For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay.
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★ Why SYNC?

Don't Just Take Our Word For It

1196 reviews
89%
(1062)
7%
(83)
2%
(21)
1%
(14)
1%
(16)
M
Pano Jacket - Canvas
Michelle Boyer
Best winter jacket ever!

The pano is a great winter jacket—for racing or any activity out in the cold! I bought it for my daughter but now I want one too!

Womens ski pants

I purchased sync ski pants for girlfriend 5 years ago. Unfortunately the new edition of the pants changed so much they needed to be returned. The new leg pocket made the fit to tight in the legs and there was too much fabric in the belly area. Change isn’t always a good thing.

Amazing Shell

I started wearing my Headwall shell this month – you all hit a home run with this product. Comfortable, stretchy, well thought-out, very usable pockets and massive vents. I have the mustard color and I got many questions and compliments on the chair lifts.

Thanks very much for creating this product. This is my go-to shell.

Perfect ski parka

Keeps you warm, and more importantly, keeps you dry. I coached at a race recently through a full day of freezing rain turning to constant rain, and my upper body stayed completely dry.

Missing Embroidery

We love the actual jacket. We’ve ordered four of them. Unfortunately, all of the jackets so far have not been embroidered correctly.